BoA Unlimited Cash Rewards Card: Earn a $200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, commonly known as BoA, offers a chance to earn Unlimited Cash Rewards with a steady 1.5% cashback on every purchase, all without limiting rewards to specific categories!

This card comes with a wide range of perks, representing a leading American financial brand. Signing up is quick and hassle-free.

Need more details?

Bank of America is a respected name in the U.S. financial sector, offering a broad range of services such as banking accounts, wealth management, and credit card products.

Bank of America’s credit card features a special deal for new users, awarding a $200 bonus after spending at least $1,000 on purchases within the first 90 days of card ownership.

The card consistently delivers 1.5% cash back on all purchases, with rewards that never expire.

Moreover, those enrolled in Bank of America’s Preferred Rewards program can boost their cashback rates, earning between 1.87% and 2.62% on every purchase.

Redemption choices are flexible—you can apply rewards as statement credits, deposit them into a Bank of America account, or use them toward purchases on Amazon.com or PayPal.

Beyond rewards, this card includes valuable daily benefits such as contactless payments enabled by chip technology and a zero-liability policy that protects you from unauthorized charges.

The standard credit limit for a BoA card usually begins at around $1,000, but it has the potential to increase up to $20,000 based on your individual financial situation as assessed by the bank.

The bank is offering a $200 online cash rewards bonus for new BoA account holders who spend a minimum of $1,000 within the first 3 months.

This credit card features no annual fee and offers a 0% introductory APR for the initial 15 months for both purchases and balance transfers. After this timeframe, the standard APR varies between 18.24% and 28.24%, along with a 3% balance transfer fee for the initial 60 days, increasing to 4% thereafter.

In order to be eligible for Bank of America credit cards such as this one, it is suggested to possess a FICO credit score of at least 670, which is considered to be within the good to excellent credit range.

One can apply for the Bank of America credit card by using the company’s online portals.

Additional notable benefits include the following:

  • Balance Connect ensures smooth transactions by preventing overdrafts and declined payments.
  • Use the Mobile Banking App anytime for bill payments, transfers, or credit checks.
  • Receive timely alerts to keep track of all your card activity.
  • Get free access to monitor your FICO credit score.

Therefore, this credit card offers strong financial oversight with no annual fees and an introductory APR of 0% for 15 months.

All of these features are accessible not only through the physical card but also via digital wallet options for those who prefer a more modern, tech-friendly method.

Interested in considering an alternative card?

If you’re looking for a card with potentially better benefits, the Capital One SavorOne card could be a strong contender worth checking out.

This card offers a base cashback rate of 1% and up to 3% in select categories, with details available on how to apply.

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