Discover the Steps to Apply for the American Express Blue Preferred Card
Key Details to Keep in Mind Before Applying for the American Express Blue Preferred Card
The Blue Preferred credit card offers 6% cashback on supermarket purchases and subscriptions to streaming platforms.
CREDIT CARD
AMEX Blue Preferred
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The Blue Preferred card offers a 1% cashback on qualifying purchases, with certain category exceptions detailed below:
- Earn 3% cashback on gas station purchases in the U.S.
- Get 3% cash back on parking, tolls, trains, buses, taxis, and related transit costs.
- Enjoy 6% cashback on streaming service payments.
- Receive 6% cash back on groceries, up to $6,000 in spending.
The initial credit limit for the Blue Preferred Card generally starts at $1,000, though it can be modified according to the cardholder’s needs.
New cardholders can take advantage of a special promotion: earn a $300 cashback bonus after spending $3,000 within the first three months. The first year comes with no annual fee, but from year two onward, a $95 fee applies.
In addition, there’s an introductory offer featuring 0% APR for the first 12 months on both balance transfers and purchases.
After the promotional period, the card carries a variable APR ranging from 19.24% to 29.99% on purchases. American Express also offers the Pay It feature, enabling cardholders to pay off small charges throughout the month while still earning rewards.
The Plan It feature allows you to split purchases of $100 or more into fixed monthly payments. If you’re considering the Amex Blue Preferred Card, this option might be especially appealing.
Who Qualifies for the Card
Compared to other American Express cards that mainly target premium personal and business users, the Blue Cash Preferred Card stands out for its broader flexibility.
American Express has clear basic eligibility rules that applicants must meet, including being a documented U.S. citizen aged 18 or older and having verifiable income sources.
A solid credit history is vital to secure approval. Applicants consent to Amex performing a credit inquiry, which ideally reflects a good credit score and includes a review of past transaction activity throughout their credit history.
While previous ties to American Express aren’t mandatory, those with a recorded negative history with the company on other cards might face difficulties when applying for the Blue Cash Preferred Card.
Keep in mind that even if you meet all the eligibility requirements, final approval of your card application depends on availability from the issuer.
How to Apply for the American Express Blue Preferred Card
American Express provides an easy-to-use online application on their website, allowing you to apply quickly using a straightforward form.
Although you don’t need an Amex account to apply, logging in with your username and password can help speed up the data entry process.
Clicking the “Apply Now” button directs you to the Blue Preferred Card application, where you will enter personal details like your full name, birthdate, email, and home address.
Additionally, you will need to provide details such as your Social Security number, annual income, yearly expenses, and the sources of your income, including employment status, military service, business ownership, or retirement benefits.
After submitting all required information, American Express performs a thorough credit evaluation to assess your application and promptly provide an approval or denial decision.
Moreover, the American Express website includes a built-in chat feature that allows users to ask questions and receive immediate assistance.
Ensuring all the information you provide is accurate is vital to streamline your application and avoid delays caused by extra reviews or the need to resend documents to American Express.
CREDIT CARD
AMEX Blue Preferred
Interested in the conditions? Submit your application today!
GO TO OFFICIAL WEBSITE* Você será direcionado para um site externo
Additional Details to Know
The innovative “Send & Split system” lets users effortlessly share expenses with friends right inside the Amex app. Plus, cardholders gain access to exclusive Amex deals for concerts, shows, and other events.
By using this card, you can earn up to $84 back annually when subscribing to Disney Bundle at $9.99 or more, along with receiving $10 each month in statement credits for Equinox+ membership.
Additionally, the card includes perks such as rental car insurance, access to a Global Assist hotline, support for resolving disputes, and full online management of your account.
Want to Consider Other Card Options?
American Express offers other options like the Gold Card, which grants 4x points plus an exclusive 60,000-point welcome bonus for new applicants.
Although the situations may appear similar, the Gold Card has distinct benefits of its own, and you can learn how to apply for it here.
